Glossary of Key Terms

Participants

• Depositors - Users of the protocol who deposit into the Acumen Fixed Pools.

• Liquidity Providers - Users of the protocol who deposit into the Acumen Senior Pool.

• Borrowers - Firms that are seeking financing through the Acumen Protocol, hence opening up a fixed pool.

• Members - Holders of the ACM token and participants within the Acumen Junior DAO.

• Auditors - Members of the Acumen Senior DAO that have the authority to vote on the creation of fixed pools.

• DeFi - Decentralized Finance.

• TradFi - Traditional Finance.

Mechanics

• RWA - Real World Assets.

• Stabledapp - The core application of the Acumen Protocol on which users can browse Senior and Fixed Pools.

• Deal - The investment opportunity that is proposed by a borrower in order to raise funds through a Fixed Pool.

• Fixed Pool - Pool on the Acumen Stabledapp that holders of stablecoins may deposit into in order to fund a deal and receive yield.

• Senior Pool - Pool on the Acumen Stabledapp that holders of stablecoins may deposit into in order to have a diversified exposure to all Fixed Pools and earn yield.

• Governance - Smart contract that is managed by the Acumen DAO and has the ability to update the protocol via decentralized governance votes.

• Collateral Token - The token that represents your share in the deposit pool. The value of your collateral token increases as interest is earned.

• Governance Token – The token that allows you to participate within the governance process and receive rewards through token lock ups.